Turning Insurance into Opportunity
At NexGen Insurance Strategies, we guide individuals, families, and executives in making smart, personalized financial decisions—empowering you to protect what matters most and plan for a secure future.
More Than a Safety Net, It’s a Financial Strategy
When most people think of life insurance, they picture a safety net—something to protect loved ones when they’re gone. But in the worlds of business and estate planning, it’s far more than that. Life insurance is a tool of leverage, liquidity, and legacy, playing a powerful role in ensuring business continuity, preserving family wealth, and unlocking long-term opportunities.
Navigating Your Path to Wealth & Security
Our role is to guide you through that process—helping you make smart, confident financial decisions that align with your goals. We don’t sell products; we craft solutions, designing insurance-based strategies tailored to your unique needs and aspirations.
We help you organize and optimize your financial affairs, simplifying complexity so you can focus on what matters most. And because true success requires collaboration, we work hand in hand with your existing team of attorneys, accountants, and money managers to ensure every piece fits perfectly—creating a complete and lasting financial picture.
Insurance for Individuals, Couples & Families
Life insurance is more than a tool for risk mitigation—it’s a strategic planning tool that helps our clients build and distribute wealth in a tax-efficient way. It protects what matters most. At NexGen Insurance Strategies, we provide personalized solutions designed to optimize your wealth while preserving your story and legacy.
Life Insurance
Disability Insurance
Leveraged Life Insurance
Retirement Planning
Estate Planning Solutions
Long-Term Care Insurance
Insurance for Executives & Business Owners
For business leaders and executives, life insurance is a powerful tool that protects business continuity, incentivizes key talent, and supports long-term financial planning. NexGen Insurance Strategies helps executives, business owners, and C-level teams leverage insurance and financial planning solutions to safeguard their company, reward critical contributors, and preserve family wealth.
Life Insurance
Corporate-Owned Life Insurance
Executive Benefits
Retirement Planning
Non-Qualified Plan Solutions
Estate Planning Solutions
Buy-Sell Agreements
Key Person Insurance
Disability Insurance
Long-Term Care Insurance
How It Works
Initial Consultation & Discovery
Don Silversmith begins by collaborating with clients and their advisory teams to understand goals, financial priorities, and concerns—covering business structures, estate objectives, liquidity needs, and family or philanthropic priorities. A follow-up questionnaire captures additional details to guide tailored next steps.
Strategy & Recommendations
Using the insights gathered, NexGen presents tailored, objective strategies that replace product bias with data-driven analysis. Multiple alternatives are stress-tested for cost efficiency, performance, and alignment with long-term goals, allowing clients to compare options, ask questions, and choose the approach that best meets their needs.
Competitive Underwriting
Once a strategy is selected, NexGen initiates an open-bid underwriting process, inviting multiple leading carriers to compete. This ensures transparency, leverage, and the most favorable terms. Don then guides clients through the life insurance application and bid collection, delivering the best possible quotes without tying them to any single provider.
Implementation & Ongoing Guidance
NexGen’s commitment extends beyond placing a policy. After carrier selection and plan implementation, NexGen provides ongoing stewardship—monitoring performance, benchmarking results, and coordinating with clients’ tax, legal, and investment advisors—to ensure each strategy continues to align with evolving goals, business needs, and family priorities.
Frequently Asked Questions
What is the purpose of life insurance in financial planning?
How does life insurance benefit high-net-worth individuals and families?
Can life insurance support business continuity and executive planning?
What types of life insurance does NexGen offer?
Can NexGen help me compare life insurance policies from multiple carriers?
Why should I work with a life insurance-focused advisor instead of a general financial planner?
How does NexGen work with my existing financial team?
Does NexGen act as my money manager or investment advisor?
What makes NexGen different from other life insurance advisors?
How do I get started working with NexGen Insurance Strategies?
More Than a Safety Net: How Life Insurance Builds Long-Term Financial Strength
Life insurance isn’t just about protection—it’s a financial tool that helps families, professionals, and business owners create stability, build wealth, and plan for the future.
